Car burglars’ new loot: Your identity
Car burglars' new loot: Your identity Burglaries can lead to destructive identity theft Karen Sanders was at the Central Florida Fairgrounds watching her teenage sons play lacrosse, and she didn't feel like lugging her purse along. Read more on Orlando Sentinel
Newest E-mail Scams: Could They Fool You?
Newest E-mail Scams: Could They Fool You? Think only the pathetically credulous and the uneducated fall victim to outrageous e-mail scams? Don't believe it. Read more on CIO
College students offered advice to avoid ID theft
College students offered advice to avoid ID theft The University of Montana campus in Missoula will soon be buzzing with students with the new school year just around the corner. Read more on KAJ Flathead
HCSO to host Shred-It Day
HCSO to host Shred-It Day The Harris County Sheriff’s Office is once again teaming up with Shred-It, to help citizens permanently destroy old or unwanted personal documents. Folks interested in participating in the effort to help prevent identity theft can bring their old documents to have them shredded. Read more on The Katy Times
What bank has the best security when it comes to identity theft? what are your experiances?
I am currently banking with provident, my parents also have the same bank and both have experienced some sort of identity theft. I want to change banks but i don;t know which is better?..Bank of America, suntrust etc...
Master Lock 7120D 10-by-8-5/8-by-1-7/8-Inch Locking Security Bag, Blue
Safely carry cash, jewelry and confidential documentsWater resistant nylonBuilt in high security lock10-Inch (25.4cm)-by-8-5/8-Inch (21.9cm)-by-1-7/8-Inch (4.8cm)Nylon reinforced seams Product Description11-3/4" x 8-1/4", Blue, Locking Security Bag, Heavy Duty Rip Stop Nylon Reinforced Seams.... More >> Master Lock 7120D 10-by-8-5/8-by-1-7/8-Inch Locking Security Bag, Blue
Multi-Blade Shredding Scissor – Paper Shredder – Home and Garden > Accessories
Manufactured to the Highest Quality Available. Design is stylish and innovative. Satisfaction Ensured. Great Gift Idea. Product Description The Multi Blade Shredder Scissors features 5 pairs of stainless steel blades for quick manual shredding. Easily shred bank statements, credit card receipts and more without an expensive electric shredder. Great for home or office use.... More >> Multi-Blade Shredding Scissor - Paper Shredder - Home and Garden > Accessories
Sentry Safe UC-039K Solid Steel Drop Slot Safe, Gray
Solid steel constructionGray powder coat finishIncludes anti-fish slot and anti-pry doorExterior dimensions: 12.0-Inch height by 8.0-Inch width by 10.3-Inch depthInterior dimensions: 10-Inch height by 7.8-Inch width by 8.5-Inch depth Product DescriptionThis furniture arrives fully assembled! Ships UPS, inside delivery not available. Under Counter Drop Slot Depository Safe .39 cu ft. UC-039K Features: Hardened solid steel construction Anti-fish slot Dual head keys and relocking device Bottom side piano hinge door Bolt down kit included, predrillied anchor holes Finish: Gray Dimensions: Exterior: 8"(W) x 10.3"(D) x 12"(H) Interior: 7.8"(W) x 8.5"(D) x 10"(H)... More >> Sentry Safe UC-039K Solid Steel Drop Slot Safe, Gray
Identity Theft: The Personal Guide
Product DescriptionIdentity Theft: The Personal Guide--- Identity Theft CANNOT be Prevented, at this point in time. Your information is already out there. You may be cautious, but, the people/ businesses that have your personal information may be careless. Secondly, you CANNOT Predict, when, the thieves will come calling for your good name. Your information is already out there. Thankfully, you CAN Prepare. Preparation begins when you start reading this book today. Because your information-- IS ALREADY OUT THERE.... More >> Identity Theft: The Personal Guide
Special task force cracks down on identity fraud
Special task force cracks down on identity fraud The SECURE Strike Force has arrested 15 people in Utah on charges of forgery, robbery and illegal entry into the U.S. The attorney general calls these arrests a major blow against identity theft and forgery -- but it still remains a problem. Read more on KSL Salt Lake City
Prevent Identity Theft
Identity theft -- a catch-all term for crimes involving illegal usage of another individual's identity -- is one of the fastest growing crimes in the United States and is now ranked as the fastest growing white-collar crime. Identity theft occurs when someone uses your personally identifying information, such as Social Security or credit card number, without your knowledge to fraudulently make purchases, obtain loans, or even to get a job, or worse, commit criminal acts in your name, leaving you responsible for the consequences.
Victims of identity theft don't just experience an inconvenience but often endure a range of serious life-disrupting consequences, including harassment by debt collectors, loss of credit and denial of loans, job loss, and even arrest for crimes committed by the identity thief. Unfortunately, it is the victim who is responsible for cleaning up the mess and reestablishing their good name and credit. According to a report by the CALPIRG Privacy Rights Clearinghouse, victims of identity theft spend, on average, 600 hours trying to clear damaged credit or criminal records caused by identity theft, and many victims never recover funds stolen from their bank accounts or other sources and fail to fully restore their good credit. Even as a victim of identity theft, your liability for charges can increase the longer the crime goes unreported. Yet the Federal Trade Commission reports that it takes identity theft victims an average of 12 months to notice a crime has occurred.
How do you know if you're the victim of identity theft?
There are a number of important clues, such as finding unexplained charges or withdrawls from your financial accounts, receiving credit cards you didn't apply for, being denied credit or receiving less favorable credit terms for no apparent reason, receiving calls and/or letters from debt collectors about merchandise or services you didn't buy, or being contacted by law enforcement agencies about a crime committed in your name.
How to protect against identity theft?
Protecting your identity goes beyond checking your credit report once per year, especially since reacting swiftly in the event of a problem is essential. Three basic steps are involved to protecting yourself:
What Exactly Does an Identity Theft Protection Service Do?
An identity theft protection service serves as a one-stop center to help you protect against identity theft by applying the three steps mentioned above (1-locking down your personal information, 2-monitoring of credit and personal information and 3-reacting quickly if a breach occurs) and working on your behalf with the three major credit bureaus: Equifax, Experian and TransUnion.
Can't I do this myself? Yes. Consumers can work directly with the credit bureaus and do many of these tasks themselves, without the need of a service. But it can be a hassle. For example, you must remember to renew "Fraud Alerts" (see below) every 90 days. In addition to convenience, identity theft protection services also provide thorough 24/7 monitoring of information and email alerts in the case of suspected breaches, and provide the peace of mind that they will work with attorneys and other experts to restore your identity should the worst occur, with warranties of $1 or 2 million.
Identity theft protection services work with the three credit bureaus to place what is called a "fraud alert" in your credit file and renew it every 90 days. This means that creditors must contact you and/or take other reasonable steps to verify your identity and confirm that the credit application is not a result of identity theft. Placing a fraud alert on your credit profile also has the welcome benefit of reducing the amount of pre-approved credit offers that are sent to you in the mail. Such offers are a common source of identity theft as identity thieves steal them from mailboxes in well-to-do neighborhoods.
Once your credit records are secure, identity theft protection services monitor your personal information as early detection of a problem is critically important to minimizing the damage an identity thief can do. Some services monitor not only your credit information, but may also monitor specific accounts or suspicious information found on the Internet or in public records databases. Finally, should the worst occur, identity theft protection services will work with you to resolve the problem, including hiring attorneys and other experts if necessary, to make things right.
We compare the top identity theft protection services. We recommend all as each are well-established, provide excellent service and have enjoyed accolades from the media (see sidebar at left) and strong testimonials from their subscribers. But each provider offers something a bit different, so choose the one that best meets your needs.
Identity Theft: The Personal Guide— Identity Theft CANNOT be Prevented, at this point in time. Your information is already out there. You may be cautious, but, the people/ businesses that have your personal information may be careless. Secondly, you CANNOT Predict, when, the thieves will come calling for your good name. Your information is already out there. Thankfully, you CAN Prepare. Preparation begins when you start reading this book today. Because your information– IS ALREADY OUT THERE…. More >>
YOU MUST PROTECT YOURSELF! College Students are one of the highest risk groups for having their identities stolen. This book will help you keep your identity safe with preventive strategies and numerous step-by-step tips and techniques. For the past eight consecutive years, identity theft has been the number one crime in the United States…. More >>
- ISBN13: 9781933766065
- Condition: NEW
Your first step to protecting your family, your money and your identity. This book is particularly important if you travel internationally or buy on the Internet. The more complicated your financial life, the more vulnerable you may be and the more important this book is to keeping your finances secure…. More >>
A clear path out of the nightmare.
Identity theft is one of the fastest growing crimes in the United States and in many cases the victim has no knowledge of the theft until the situation is dire. Author Mari J. Frank, an attorney and advocate for victims of identity theft, takes the reader through every step necessary to reclaim their identity and wipe the records of theft off of all reports.
•Covers every kind of fraud including bank, credit card, loans, insurance, medical, government, tax, professional license, business, employer, and online
•A step by step process to reclaiming identity and wiping the records of theft off all reports… More >>